Business Loans
Business Loans — Compare Rates, Lenders & Best Offers
From working-capital term loans to SBA-backed financing, a business loan gives you a lump sum to grow, hire, stock up or smooth out cash flow — repaid on predictable terms.
- Soft pre-qualification — no score impact
- Funding from $5,000 to $5M+
- Term loans, SBA & working capital
$5K–$5M+
Funding amounts across lender types
Soft pull
Pre-qualify with no score impact
1–2 days
To funding on working-capital products
$0
To compare — always free
Find The Right Financing For Your Business
Business loans fund the moments that grow a company — buying inventory, hiring, opening a location, covering a slow season, or refinancing more expensive debt. The right product depends on what you need the money for and how fast you need it: a term loan for a planned investment, a line of credit for cash-flow gaps, SBA financing for the lowest rates if you can wait for underwriting.
Rates and approval hinge on your revenue, time in business and credit — not just the advertised number. We pre-qualify you with multiple lenders so you compare real offers side by side instead of best-case marketing rates.
The all-in cost, not the headline rate
Lenders advertise a low rate and bury the real price in origination fees, factor rates and short repayment windows. The same $50,000 can cost wildly different amounts depending on how the deal is structured — and the cheapest monthly payment is often the most expensive loan.
We translate every offer into one number you can actually compare: total cost of capital. That way you borrow on terms your cash flow can carry, from a lender that fits your revenue and time in business.
Multiple lenders, one profile
Fill out your details once and we pre-qualify you across term lenders, SBA partners and working-capital providers — without shopping your application around yourself.
Soft pull, no score hit
Pre-qualification uses soft credit pulls that don't touch your personal or business score. A hard pull only happens if you formally accept a specific offer.
Structured for your cash flow
We weigh term length, payment frequency and total cost against your revenue, so the loan funds growth instead of straining the cash you need to operate.
Typical Business Loan Rates & Terms
Sample structures from licensed business lenders — submit a quote to see real offers based on your revenue and time in business.
LightStream
4.7
Personal Loan
Up to 84 months
- No fees, no prepayment penalty
- Same-day funding available
- Loans up to $100,000
SoFi
4.5
Personal Loan
Up to 60 months
- No origination fees
- Member discounts
- Unemployment protection
Marcus by GS
4.4
Fixed Rate Loan
Up to 72 months
- No fees ever
- Customize your payment date
- Skip a payment option
How To Compare Business Loan Offers Using Comparison Junction?
- 1
Tell Us About Your Business
Revenue, time in business, loan amount and purpose — the basics lenders need to size an offer.
- 2
Soft Pre-Qualification
Multiple lenders review your profile with soft pulls (no score impact) and return real offers.
- 3
Compare All-In Cost
APR, factor rate, monthly payment, total cost and term — laid out side by side.
- 4
Get Funded
Pick a lender and complete the application; working-capital products can fund within 1-2 business days.
Why Comparison Junction
Why compare business loans with Comparison Junction
Loan pricing is built to be hard to compare — rates, fees and factor rates rarely line up. We translate every offer into all-in cost so the cheapest loan is genuinely the right one.
Featured
Compare real offers
We surface live pre-qualified offers from multiple lenders so you choose on actual rate and terms — not a best-case number from a single advertisement.
Smart comparison preview
No hidden fees
Origination fees, factor rates, prepayment penalties and total cost of capital are spelled out before you sign, so there are no surprises at funding.
Fast, simple application
One profile gets you in front of several lenders. Working-capital products can fund within a business day or two once you accept an offer.
Independent guidance
A real advisor helps you read the offers and pick the right structure for your goal — no pressure to take the largest loan or the quickest cash.
Licensed lenders only
We compare offers from vetted, licensed business lenders and SBA partners — not anonymous brokers or predatory cash-advance shops.
Financing that fits growth
Term loans, lines of credit and SBA financing each suit a different need. We match the product to your purpose so the debt drives the business forward.
Here's what our customers have to say
“Michael went above and beyond to answer all my questions and helped make the process very easy.”
Michael Tennant
“Daniel was knowledgeable, patient, and helped reduce my electric bill stress completely.”
Lisa M
“Jack walked me through the process and helped me find one of the best rates available.”
Sylvia Nambassa
“Stewart explained everything clearly and showed me how I could save money on future bills.”
Carleton
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Disclaimer: All trademarks remain the property of their respective owners, and are used by Comparison Junction only to describe products and services offered by each respective trademark holder. All trademarks remain the property of their respective owners and are used solely to describe products and services offered by their respective trademark holders. Comparison Junction may receive compensation from providers for qualified enrollments or completed services. Savings and availability vary based on market conditions, provider availability, customer usage, and geographic location.